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Wabash Capital's Role for the Plan Participant

Wabash Capital will work one-on-one with each participant to provide them ongoing investment advice, improving their overall investment experience.  In many cases, this service can improve employee engagement as they become more secure about their financial future.

Improving Retirement Outcomes for Employees

By going beyond investment education and providing an investment process, our investment advisors help employees stay on track throughout the economic cycle.  This reduces common investing mistakes during market volatility and improves the likelihood of achieving retirement goals.  Outcome Reports periodically show participants where they stand in reaching their retirement savings goals and where they can make changes to improve their outcomes.

ERISA 3 (21) "Adviser" Services for Plan Participants

If you choose to have Wabash Capital serve as an ERISA Section 3 (21) "adviser" to participants, services include:

  • One-on-one advice and assistance selecting the best Asset Allocation Model for each participant
  • If one of the available Models on the platform does not fit the needs of a Participant, the Adviser will assist the Participant with an individualized asset allocation utilizing the funds available on the platform
  • Annually provide participants with a Participant Outcome Report including "gap" analysis of progress towards retirement goals
  • Annually review Participant Outcome Reports one-on-one with Participants and suggest actions that will improve odds of achieving retirement goals


Wabash Capital maintains investment performance for each client account and combines these results into composites. Participants or their plan sponsors that want to review our performance history may do so by requesting a meeting with one of our advisers.

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In support of maintaining prudent fiduciary governance, Wabash Capital utilizes the fi360® Fiduciary Analytics platform. This includes an 11-point quarterly fi360 Fiduciary Score® and an analysis of each holding in the portfolio with three primary components: 1) IPS compliance, 2) Statistical risk measures and 3) Qualitative analysis.