Frequently Asked Questions
What makes Wabash Capital different?
Who oversees the investments within my account?
Who should I contact regarding questions about my account?
What is a Registered Investment Advisor?
What types of clients does Wabash Capital serve?
Where do I begin in opening an account?
Where is my money held?
How can I keep track of my account?
Can I roll over my IRA or 401(k) account assets?
Is there a minimum account requirement?
What are the fees?
What makes Wabash Capital different?
Answer: We specialize in helping the individual investor make the best of the opportunities available. The last 25 years has seen an explosion in the creation of financial instruments previously unknown or unavailable to the individual investor. Technology has made more innovation possible but has also increased the complexity. Simply put, more information does not always mean better knowledge. We help the client envision the end result, create a plan to get there and then execute that plan.
Who oversees the investments within my account?
Answer: Don Edwards, CFA serves as the President and Chief Investment Officer of Wabash Capital and is responsible for reviewing investment options and building client portfolios.
Additional Information: CFAinstitute.org
Who should I contact regarding questions about my account?
Answer:Each client will have a personal account manager who is responsible for your total client experience. This person will help define investment objectives and desired outcomes as well as assess needs and risk tolerance. Your account manager serves as a personal assistant in all things financial.
What is a Registered Investment Advisor?
Answer: Wabash Capital is a fee based Registered Investment Advisor, commonly known as a RIA. While a stock broker or registered representative may charge fees rather than, or in addition to, commissions, he/she does not operate under the same laws regarding fiduciary responsibilities to a client. Generally speaking, under United States law, investment advisors are required to provide their client a higher degree of fiduciary duty by providing full and complete disclosure of all fees, conflicts of interest, and if authorized to exercise discretion is selecting investments adhering to the fiduciary standard of prudent investing instead of the lesser standard of reasonable investing. In lay terms, investment advisors generally provide ongoing discretionary investment advice with only the clients best interests in mind and all fees and compensation disclosed. This is not the same standard or level of service you'll receive from a registered representative who works for a firm in a sales capacity.
What types of clients does Wabash Capital serve?
Answer: Our clients are individuals, small companies, not for profit organizations, Taft-Hartley plans and retirement plans.
Where do I begin in opening an account?
Answer: Opening an account is very easy. Please contact Chris Doll on the forms you'll need.
Answer: We typically recommend the custody service of Fidelity Investments to hold the securities and cash of our clients. Fidelity is one of the largest financial firms in the world and specializes in retirement plans and individual investors. They are a privately held company, which insulates them from the whims of shareholders. Fidelity commits a large sum annually to systems and technology updates that allows RIA client's unparalleled service and security.
How can I keep track of my account?
Answer: Fidelity, the custodian, sends a monthly statement to our clients as well as confirmation notices every time there is a transaction in your account. Your account is available online via a secure access for 24/7 viewing. Wabash Capital produces and sends each client a quarterly performance report in an easy to read format that allows you to see how your account is progressing.
Can I roll over my IRA or 401(k) account assets?
Answer: Yes. In fact, IRA's and other retirement plans make up a considerable number of our client accounts.
Is there a minimum account requirement?
Answer: No. We just ask that you be an investor and not a trader. Certain investment options do have minimums. Please contact Chris Doll for specific information.
What are the fees?
Answer: Wabash Capital's all-inclusive annual fee ranges from 1.50% to .25% on a tiered scale based on the size of the account. Our fees include professional financial management and investment advice, asset custody and monthly custodian reporting, quarterly performance reporting and analysis and online account access.